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Car Insurance in California

Choosing the right Auto Insurance in California isn’t as easy as the commercials make it out to be. Everybody knows it’s the law to have car insurance, but is that enough to give you the protection you need? Approximately one in seven drivers are uninsured according to the CA Department of Transportation. The right coverage will help protect against those uninsured drivers, damages and injuries that can be caused by a potential accident. It can also cover the costs of repairs to your car or replace it if it were completely damaged or stolen.

Car Insurance Discounts

There are many moving parts when it comes to car insurance rates. One size does not fit all. The type of car, your driving history, home zip code and even marital status are just a few factors. In turn, we offer several discounts for Good Drivers, Students, Professionals, Seniors and bundling your Home Insurance. Our licensed agents will make sure to ask all the right questions to make sure you’re getting all the discounts you deserve.

Full Coverage vs Liability

This question is all too common and deserves attention. The term “full coverage” means that you carry Liability, Comprehensive and Collision coverage for your  vehicle. It does NOT mean that everything is covered! If you want to have your car repaired in the event it’s damaged, then you should have Comprehensive and Collision coverage. If your car is older or you feel it’s not worth repair if damaged then Liability only should be sufficient.

Review your options carefully before making a decision on your policy. Start today, by getting a free Auto insurance quote or speak with one of our licensed professionals to help with the right solution for you based on your needs and budget.

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