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Learn About Martinez Insurance Agency

Martinez Insurance Agency is here to simplify the process of getting quality insurance coverage. For over 20 years, we have served clients in the greater Los Angeles, CA, area, doing our best to help our clients get the proper protection they deserve. We work off a needs analysis model, making sure you are never over-insured or under-insured. We use the latest insurance tech and back it up with years of agent experience to help keep our clients safe in the hard times.

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At Martinez Insurance Agency we are your personal insurance advocates.

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Martinez Insurance Agency Provides the Solution to Your Insurance Needs

Martinez Insurance Agency offers a variety of personal insurance, business insurance, and employee benefits solutions to help you protect what matters most.

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An Independent Agency Gives You Options

We proudly represent Safeco, Travelers, Progressive, and more!

Proudly Serving the Greater Los Angeles Area

For over 20 years, Martinez Insurance Agency has helped clients in California.

Our Clients Rave About Us

Check out our reviews and see why you should switch to Martinez Insurance Agency.

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“Albert and his team are great people. They not only work hard to give you the best possible rate, but they take all the necessary time to make sure you understand every detail of the policy that might not be so clear to you.”

Dennis V.

“It has been very a very good experience working with Albert and Sara Martinez. Thank you for your courteous and prompt service.”

Carla C.

“Albert has always been professional, attentive, and looks out for his customers best interest. Always striving to get the best available product for his customers. Highly recommend him.”

Eriberto Q.

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Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

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